(NEWSER– McDonald's has a new budgeting tool for its employees, but the advice on "Practical Money Skills for Life" is pretty laughable, critics are pointing out. The site, a partnership with Visa, is supposed to help these low-wage workers learn how to manage their money, ThinkProgressreports, but instead it illustrates just how hard—if not impossible—it is to get by on an average of $8.25 an hour. For example, the sample "budget journal" suggests workers have a second job, and even then budgets only $20 per month for health insurance (the average cost for an independent individual plan is $215 per month, and the company's own plan for full-time workers is $14 a week)—and exactly zero dollars for heating.

Read more from Newser.com

Photo: Getty Images