We may all want to listen to Gen Z on this one. Something called “loud budgeting” is trending – and it’s basically a way to keep your holiday spending in check. Instead of silently stressing over finances this holiday season, Gen Zers are openly sharing their budget limits with friends and family. This means no more awkward moments when you can't afford that fancy dinner or expensive gift exchange. By being upfront about their financial situation, they're reducing social pressure and making sure everyone is on the same page. It's all about setting expectations early, so you don't end up broke by New Year's.